EMS AMBULANCE · MEDICAL TRANSPORT24/7
EMS.AMBULANCE

BLOG · EMS AMBULANCE

How to get an ambulance covered by insurance

An insurer does not automatically reimburse every ambulance transport. Cover depends on the policy, the reason, the supporting documents and sometimes prior authorisation. So contact the paying organisation before the journey whenever the situation allows.

Identify the organisation responsible

Check whether it is health insurance, travel insurance, a mutual fund, an assistance company or the organisation appointed by a bank card. Note the policy number, the case number and the phone number of the handling department.

View from inside the EMS ambulance towards the private jet during a patient transfer

Open a case

Contact the insurer and explain the planned transport: departure, destination, date and the general reason for the request. Ask which documents are needed and whether prior authorisation or a payment guarantee should be sent directly to EMS.

Request an EMS quote

Give EMS the characteristics of the journey to obtain a quote. If the insurer is handling the case, pass on the handler's details and the reference. A verbal agreement from the patient or the hotel does not replace a formal guarantee from the paying organisation.

EMS team at the door of a private jet during a medical repatriation
EMS ambulance lined up with a private jet’s door for patient boarding

Guarantee versus reimbursement

With an accepted payment guarantee, the organisation can pay EMS on the agreed terms. With reimbursement, the patient generally pays for the transport and then sends the invoice and supporting documents. The exact arrangements should be confirmed before departure.

Documents to keep

Keep the accepted quote, the invoice, proof of payment, the prescription or certificate where requested, and the exchanges with the insurer. Check that the beneficiary's identity and the case reference are correct.

For assistance companies

EMS can coordinate a transport, an inter-hospital transfer or an airport connection with the case handler. The confirmation should state the authorised journey, the level of service, the agreed rate and the invoicing method.

In a life-threatening emergency or an acute deterioration, contact the competent public emergency services immediately. A request sent by form or WhatsApp does not confirm a transport booking.

EMS ambulance and crew on the tarmac at Enfidha-Hammamet Airport, next to a private jet

To go further

Need to arrange an ambulance?

Tell us about your journey. EMS helps you arrange the transport.

Call EMSWhatsApp